Fertility Financing Options


Dr. Sweet‚has two practices, Embryo Donation International, P.L. and Specialists in Reproductive Medicine & Surgery, P.A., and we are not necessarily endorsing any specific organizations/products listed on the website, but instead providing the most up-to-date and extensive list of funding options available to infertility patients.

Below are four financing organizations, which we can endorse, that might be just what you are looking for to help you achieve your dream of building your family!

With over $5 billion in funded loans, Prosper Healthcare Lending is the premier financing company in the fertility industry. Some of the benefits of using Prosper Healthcare Lending for financing your fertility treatment include:

    • Financing ANY fertility treatment-related expenses, including medication
    • Loan amounts go up to $100,000 and terms out to 84 months
    • Instant decision without affecting your credit on loans under $35,000*
    • Anyone can submit including partners, family members or friends can inquire about a loan on your behalf
    • Convenient with application made through our website in less than 2 minutes (click here) or find us at www.patientfinancing.com
    • Specialists in Reproductive Medicine & Surgery, P.A. - Provider #006560

*Only for loan inquiries submitted through the Standard Credit Program.

Ally Lending understands how personal this journey can be. That’s why we work with Insert Clinic Name to offer affordable fertility financing solutions, making it easier for you to focus on your path to parenthood.

They have you covered every step of the way by financing the cost of your IVF treatment, medication, genetic testing, and more.

    • Prequalification with no credit impact
    • Choose from 24-84-month loan options with flexible payment terms
    • Annual percentage rates (APRs) starting at 3.99%, one of the lowest in the industry
    • Wide range of loan amounts (up to $40,000)
    • No application fee, down payment, or penalty to pay off early
    • Contact our Dedicated Fertility Team at 1-877-278-0919 or fertility.lending@ally.com
    • Visit https://www.ally.com/personal-loans/medical-loans/fertility-financing/ to explore your options
    • To apply, please call 877-278-0919, or click this link.

Ally Lending loans are unsecured personal loans originated by Ally Bank, Member FDIC. Subject to credit review and approval. Annual Percentage Rate (APR) ranges from 3.99 to 21.99%. APR is determined based on the applicant’s credit store, loan amount, loan term, and credit usage and history at the time of application. Example of monthly payment terms: payments of $390.90/month for 72 months for $20,000 financed at 11.99% APR.


CAPEXMD specializes in providing patient financing services for all fertility treatment options. Their easy, convenient loan process and competitive rates ensures that the financial aspects of treatment are not an obstacle to achieving your dream of a family.

    • CAPEXMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable
    • On line application
    • Competitive rates
    • Fertility medications may also be financed
    • Pre-approval usually with 24-48 hours
    • No pre-payment penalties. Once you meet your physician, receive a treatment plan and estimated cost, you are ready to apply. Funding for fertility treatment will be sent directly to your physician within two business days of your loan acceptance.
    • To inquire and apply go to: www.CAPEXMD.com
    • View our digital brochure here.

updated 2/27/2016

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